W Geng gengwg

Here’s a clear breakdown of the differences between index funds and ETFs (even when tracking the same stocks), along with guidance on choosing the best option for your goals:

Key Differences

Feature	Index Fund (Mutual Fund)	ETF (Exchange-Traded Fund)
Trading	Priced once daily (after market close).	Traded like stocks (intraday pricing).
Minimum Investment	Often requires $1k–$3k initial buy-in.	Buy any number of shares (no minimum).
Expense Ratios	Slightly higher (e.g., 0.04–0.15%).	Often lower (e.g., 0.03–0.10%).

For a 40–50-year-old investor with a moderate risk tolerance and a focus on balanced growth and capital preservation, here’s a recommended portfolio allocation using your selected funds:

Suggested Allocation

Asset Class	Fund(s)	Percentage	Rationale
Domestic Stocks	VTI	40%	Core U.S. equity exposure for growth and diversification.
International Stocks	FZILX	20%	Diversifies globally, capturing growth in developed/emerging markets.
Broad Bonds	BND	30%	Stabilizes the portfolio with investment-grade U.S. bonds (mix of durations).

To add another person as an editor to your YouTube channel, follow these steps:

Via YouTube Studio (Standard Channel):

Sign in to YouTube Studio:
- Go to YouTube Studio and sign in with your Google account.
Navigate to Settings:
- Click the Settings icon (⚙) in the left sidebar.
Open Permissions:

Our Culture

Always Day 1

• Always maintain an entrepreneurial mindset. Keep pioneering and innovating instead of relying on resources or past achievements.

• Stay agile and pursue efficiency and simplicity. Reduce unnecessary procedures.

• Reject complacency. Stay open and humble.

1. ClamAV

Description: ClamAV is a powerful open-source antivirus engine that scans for malware, including Windows viruses. It’s lightweight and widely used.
Installation:
```
sudo dnf install clamav clamav-update
```
Update Virus Definitions:

Below is a simple "Hello, World!" program written in x86-64 assembly language for Linux. I'll also provide instructions on how to assemble, link, and run it on Fedora Linux.

Hello World Assembly Code (x86-64)

Save the following code in a file named hello.asm:

section .data
    hello db 'Hello, World!', 0x0A  ; 'Hello, World!' followed by a newline (0x0A)

section .text

PyTorch Conference 2024

Key Takeaways

Exciting times ahead for Generative AI (GenAI) on edge devices.
Growing compute and rapid pace of model innovation for the edge.
The PyTorch ecosystem provides key tools to support development, including:
- AI Edge Generative API: AI Edge Torch
- Visualize and Debug: Model Explorer
- Tune / Experiment with new models (not covered today but worth noting):
Torchchat

Clone

gengwg@gengwg-mbp:~$ git clone https://github.com/ggerganov/llama.cpp.git
Cloning into 'llama.cpp'...
remote: Enumerating objects: 5267, done.
remote: Counting objects: 100% (2065/2065), done.
remote: Compressing objects: 100% (320/320), done.
remote: Total 5267 (delta 1878), reused 1870 (delta 1745), pack-reused 3202
Receiving objects: 100% (5267/5267), 4.24 MiB | 13.48 MiB/s, done.

	```
	$ sudo apt upgrade
	Reading package lists... Done
	Building dependency tree... Done
	Reading state information... Done
	Calculating upgrade... Done
	The following NEW packages will be installed:
	linux-headers-6.1.0-18-amd64 linux-headers-6.1.0-18-common
	The following packages have been kept back:
	ca-certificates-java

	gengwg@gengwg-mbp:~$ curl -L https://iterm2.com/shell_integration/install_shell_integration_and_utilities.sh \| bash
	% Total % Received % Xferd Average Speed Time Time Time Current
	Dload Upload Total Spent Left Speed
	100 5255 100 5255 0 0 27971 0 --:--:-- --:--:-- --:--:-- 28715
	Downloading script from https://iterm2.com/shell_integration/zsh and saving it to /Users/gengwg/.iterm2_shell_integration.zsh...
	Checking if /Users/gengwg/.zshrc contains iterm2_shell_integration...
	Appending source command to /Users/gengwg/.zshrc...
	Downloading imgcat...
	Downloading imgls...
	Downloading it2api...