Skip to content

Instantly share code, notes, and snippets.

@meappy
meappy / ev9-novated-lease-summary.md
Last active March 25, 2026 11:56
Kia EV9 Novated Lease Cost Analysis — Australia 2026

Kia EV9 Novated Lease — Cost Summary (Australia, March 2026)

Recommendation

Item Detail
Vehicle Kia EV9 Air MY26 (only FBT-exempt variant)
Lease term 5 years (lock in before FBT exemption review mid-2027)
Provider Smart (~8.3–8.4% effective interest rate)
Pre-tax fortnightly deduction ~$690–$770
@meappy
meappy / singapore-penang-nov2026-summary.md
Created March 16, 2026 05:48
Singapore & Penang Family Trip — November 2026 — Flight prices & itinerary

Singapore & Penang Family Trip — November 2026

Overview

Detail Info
Travellers 2 adults, 4 children
Singapore 13–18 November (5 nights)
Penang 19–22 November (3 nights) — APSR Conference
Return 22 Nov evening PEN→SIN, 23 Nov fly home