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At Njangi, we value your privacy and are committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your information when you use our app. By using Njangi, you agree to the collection and use of information as described in this policy.

1. Information We Collect

We collect the following types of information when you use our app:

    Personal Information: When you create an account or sign up for our services, we may collect personal details such as your name, email address, phone number, and other relevant information.

    Financial Information: To offer our savings and credit group features, we may collect financial data, such as your account balances, savings goals, credit group contributions, and other related financial details.

    Usage Data: We may collect data on how you use the app, including device information, operating system, app usage patterns, and interactions with the app’s features.

    Location Data: With your permission, we may collect location data to offer location-based services or improve the app experience.

2. How We Use Your Information

We use the information we collect to:

    Provide, operate, and maintain the app’s features, including savings tracking and credit group services.

    Process financial transactions and manage your savings goals and credit group activities.

    Communicate with you about updates, promotions, or important information related to the app.

    Improve the app’s performance, user experience, and features based on your usage and feedback.

    Ensure the security and integrity of our app and protect against unauthorized access.

3. Sharing Your Information

We do not sell, rent, or share your personal or financial information with third parties, except in the following cases:

    Service Providers: We may share your information with trusted third-party service providers who assist us in operating the app, processing payments, and improving user experience. These providers are obligated to keep your information confidential.

    Legal Requirements: We may disclose your information if required by law or if we believe such action is necessary to comply with legal obligations, protect our rights, or prevent illegal activity.

4. Data Security

We implement reasonable security measures to protect your personal and financial data from unauthorized access, alteration, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee the absolute security of your information.

5. Your Rights and Choices

    Access and Update: You have the right to access, correct, or update your personal information by logging into your account settings within the app.

    Data Retention: We retain your personal and financial information for as long as necessary to provide our services, comply with legal obligations, and resolve disputes.

    Delete Your Account: If you wish to delete your account and all associated data, you can do so by contacting our support team or following the instructions in the app. Please note that certain information may be retained for legal or administrative purposes.

6. Children’s Privacy

Njangi is not intended for children under the age of 13. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child under the age of 13, we will take steps to delete that information.

7. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Any changes will be reflected in the app, and we will notify you of significant updates through notifications or within the app itself. Please review this policy periodically to stay informed about how we are protecting your information.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:

Email: [email protected]
Address: Ontario, Canada

By using Njangi, you consent to the collection and use of your information as outlined in this Privacy Policy.